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Tools are actions your AI assistant can perform on your behalf. They’re organized into read tools (fetching data) and write tools (making changes).
Write tools that involve money — like initiating payments — always require your confirmation in the Moneda app before anything happens.

What read tools are available?

ToolWhat it does
healthCheck MCP server status
get_balanceFetch live balances for USD and EUR accounts and earnings vaults
get_transactionsBrowse transaction history with filters
get_spending_summaryView spending totals by category over 7, 30, or 90 days
get_exchange_rateGet the current USD/EUR exchange rate
get_apy_ratesCheck current APY rates for earnings products
get_walletGet your Moneda smart wallet address on Base
get_virtual_accountsView your IBAN and ACH virtual bank account details
get_contactsList your saved contacts
get_my_accountsView your saved external wallets and bank accounts
get_settingsView app preferences and notification settings
get_passkeysList your passkeys and authentication devices
get_recovery_contactsView your recovery contacts and guardian relationships
get_points_balanceCheck your reward points balance
get_points_activityView history of earned and redeemed points
get_referral_codeGet your unique referral link and count
get_refereesSee the list of friends you’ve referred
search_usersSearch for Moneda users by username, name, email, or phone
search_knowledgeSearch FAQs about Moneda
get_faq_categoryBrowse all FAQ items in a specific category
get_faq_itemRead the full answer to a specific FAQ question
View details →

What write tools are available?

ToolWhat it does
update_display_nameChange your display name
update_transaction_categoryAssign a spending category to a transaction
add_transaction_noteAdd or update a note on a transaction
batch_update_transaction_categoriesCategorize up to 25 transactions at once
batch_add_transaction_notesAdd notes to up to 25 transactions at once
add_walletSave an external crypto wallet
add_bankSave a bank account (EU IBAN or US ACH)
add_contact_externalRegister an external contact with wallet or bank details
add_contact_monedaAdd a Moneda user to your contacts
initiate_paymentCreate a payment request (requires approval in the Moneda app)
get_payment_statusCheck the status of a pending payment
View details →

Learn more

Resources

Data your AI reads automatically for context.

Scopes

Permission scopes that control tool access.

Use cases

See what you can do with these tools in practice.

Quickstart

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