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Read tools let your AI assistant view your account data without making any changes. They’re grouped by what they do.

Balances & finances

Fetch live balances for your USD and EUR accounts and earnings vaults. Optionally filter by currency. Includes balance trend sparklines from recent snapshots and current APY rates for earnings accounts.Try asking: “What’s my balance?” or “How much EUR do I have?”
Browse your transaction history with filters for date range, amount, type, category, currency, counterparty, and status. Supports both standard JSON and tax export CSV formats.Try asking: “Show my last 5 transactions” or “What did I spend at restaurants this month?”
View spending totals broken down by transaction type and user-assigned categories over 7, 30, or 90 days. Optionally filter by currency. Includes comparison with the previous period.Try asking: “How much have I spent this month?” or “Break down my spending by category”
Get the current exchange rate between USD and EUR.Try asking: “What’s the USD to EUR exchange rate?”
Check current APY rates for Morpho Earnings and YO Smart Earnings vaults.Try asking: “What are the current earnings rates?”

Account info

Get your Moneda smart wallet address on the Base network. This address only supports USDC and EURC on Base.Try asking: “What’s my wallet address?”
View your IBAN and ACH virtual bank account details, payment capabilities, and activation status.Try asking: “What’s my IBAN?” or “Show my bank account details”
List your saved Moneda contacts, external wallets, and bank accounts.Try asking: “Show me my contacts” or “Who are my saved contacts?”
View your saved external wallets and bank accounts for withdrawals.Try asking: “What external accounts do I have saved?”
View your language, currency, theme, notification, and display preferences.Try asking: “What are my app settings?”
List your passkeys with provider, status, wallet address, and creation date.Try asking: “Show me my passkeys”
View your recovery contacts and people who have you as their guardian.Try asking: “Who are my recovery contacts?”

Points & referrals

Check your current reward points balance.Try asking: “How many points do I have?”
View history of earned and redeemed points.Try asking: “Show my points activity”
Get your unique referral link and total referral count.Try asking: “What’s my referral code?”
See the list of friends you’ve referred to Moneda.Try asking: “Who have I referred?”

Users

Search for Moneda users by username, display name, full email, or phone number. Respects user privacy settings.Try asking: “Find the user @alice” or “Search for john@example.com

Knowledge & help

Search the Moneda FAQ knowledge base for answers about fees, security, deposits, withdrawals, and more.Try asking: “How do fees work?” or “Is Moneda safe?”
Browse all FAQ items in a specific category (e.g. fees, security, earnings).Try asking: “Show me all FAQ items about security”
Read the full answer to a specific FAQ question.Try asking: “Tell me more about that FAQ item”

Server

Check the MCP server status, uptime, and version. No authentication required.Try asking: “Is the Moneda server running?”

Learn more

Write tools

11 tools for payments, categorization, and account updates.

Use cases

Real examples of what you can do with these tools.